Legal Protection For Victims Of Single Traffic Accidents Through Insurance (A Study Research At PT Jasa Raharja Bireuen)
Keywords:
Legal Protection, Victims, Single Traffic, PT. Jasa RaharjaAbstract
This study aims to find out and understand legal protection for victims of single traffic accidents in Bireuen Regency, to identify factors that hinder them in getting legal protection for victims of single traffic accidents through PT Jasa Raharja, and to find out the efforts made to obtain legal protection for victims of single traffic accidents. . Legal protection is providing protection for human rights that are harmed by other people and is given to the community so that they can enjoy all the rights granted by law, especially in the context of implementing Law Number 34 of 1964 concerning Compulsory Insurance Funds for Road Traffic and Transportation Accidents. The road is managed by PT Jasa Raharja. This research uses empirical juridical methods, data collection is obtained qualitatively, data is obtained from primary data and secondary data and the data will be analyzed, then the results of the research are arranged systematically to obtain clarity on the problems to be researched. Based on the research results, legal protection for victims of single traffic accidents does not exist in the type of accident that can be covered by PT Jasa Raharja, but rather by the Social Health Security Administering Agency. The obstacle is that the legal policy regarding social security for single accident victims in Indonesia has not been properly accommodated, because Law Number 34 of 1964 excludes single accident victims from receiving social security, as reaffirmed in the Constitutional Court decision. Efforts that can be made are changes to statutory regulations, adjustments to the amount of Compulsory Road Traffic Accident Compensation, and the establishment of implementing regulations for providing compensation for single accident victims.
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C. Legislation
Regulation of the Chief of the Republic of Indonesia National Police Number 15 of 2013 concerning Procedures for Handling Traffic Accidents
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Law Number 34 of 1964 concerning Compulsory Road Traffic Accident Insurance Fund
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