Legal Aspects of Money Laundering with Smurfing Mode
Keywords:
Legal Aspects, Criminal Acts, Money Laundering, Mode, SmurfingAbstract
The objective of this study is to explore the legal dimensions of the criminal offense of money laundering, specifically focusing on the smurfing technique. Additionally, it seeks to examine the evidentiary framework applicable to the crime of money laundering as defined by Act No. 8 of 2010 concerning the Penal Procedure for Money Laundering. The advancement technology has introduced various innovative methods in the prosecution of money laundering, one of which is the smurfing technique. This method involves the placement of illicitly obtained funds into the financial system by dividing the money into smaller sums and depositing them into bank accounts to evade detection. The concept of smurfing gained prominence following Judgment No. 62/Pid.Sus/2021/PN Jkt.Utr, which referenced "smurfing" as tactic employed by criminals to obscure the origins of their illicit gains, thus rendering it a significant subject of analysis under Act No. 8 of 2010. 1. This type of legal research is characterized by its normative approach, employing a methodology that focuses on the examination of library resources. It possesses a descriptive quality. The legal documents utilized are derived from primary, secondary, and tertiary sources. The study incorporates two data collection methods: secondary data analysis and qualitative data analysis. The findings indicate that while the smurfing technique is not explicitly defined in Act No. 8 of 2010, its operational phases ranging from initial funding to distribution and eventual withdrawal align with the stipulations outlined in Articles 3, Articles 4, and Articles 5 of the Penal Enforcement Act on Money Laundering.
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