Legal Protection Of Consumers Using Electronic Money On Toll Roads (E-Toll) Is Reviewed From Law Number 8 Of 1999 Concerning Consumer Protection
Keywords:
Legal Protection, Consumer Protection, E-TollAbstract
UU 8 of 1999 concerning Consumer Protection will play a role in helping the public to obtain justice. However, problems that are also often found are the weak legal protection process for consumers, especially when using toll roads on an electronic payment basis Electronic money (E-Money). One of the functions of using e-money is currently used in toll road services (e-toll), so there is no need to queue which takes a lot of time, the payment process is fast and practical. Apart from these benefits, currently many frauds have emerged which tend to harm consumers and give rise to various legal problems. The increasingly complex problems regarding the use of e-money, therefore an e-money user should be protected legally with regulations. This study was carried out with the aim of observing and explaining legal protection for consumers using electronic money on toll roads and knowing and explaining the responsibilities of electronic money releases for consumers using electronic money. This type of research applies normative juridical legal research, namely efforts to obtain legal regulations in terms of legal principles. The results of the research explain that legal protection for consumers who use electronic money for toll road access is based on Law No. 8 of 1999 regarding efforts to provide consumer protection with preventive legal protection, namely the existence of various regulations from Bank Indonesia as well as through an agreement from the party issuing and holding the card, or by implementing repressive measures, namely the process of resolving disputes by means of court or alternative dispute handling options.
References
Achmad Ali (2002). Revealing the Veil of Law. Jakarta: Gunung Agung
Adrian Sutedi (2006). Product Liability in Consumer Protection Law. Jakarta: Ghalia Indonesia Edmon Makarim (2004). Compilation of Telematics Law. Jakarta: Grafindo Persada
Inosentius Samsul (2004). Consumer Protection: Possible Application of Absolute Liability. Jakarta: University of Indonesia
Janus Sidabalok (2010). Consumer Protection Law in Indonesia. Bandung: Citra Aditya Bakti Peter Mahmud Marzuki (2010). Legal Research. Jakarta: Kencana Prenada
Philipus M. Hadjon (2007). Legal Protection for the People of Indonesia Special Edition. Surabaya: M2 Print
Siti Hidayati, et al (2006). Emoney Operations. Jakarta: Bank Indonesia
Fajar Nurhardianto. (2015). Indonesia's Legal System and Legal Position. TAPIs Journal, 11 (1), 37. Haikal Ramadhan. (2016). Legal Protection of Electronic Money Users in Conducting Transactions in
Review of Bank Indonesia Regulation Number 16/8/Pbi/2014 concerning Electronic Money (E-Money). Diponegoro Law Review, 5(2), 1/137.
I Gusti Ayu Suarniati. (2018). Legal Protection of E-Money-Based Toll Road Users from the Perspective of Law Number 8 of 1999 concerning Consumer Protection. Journal of Law Faculty of Law, Mahasaraswati University Denpasar, 8 (2), 24.
Latifah Nur Janah. 2022. Consumer Protection of Electronic Money Users Against Default Clauses Reviewed from DSN MUI NO. 116/DSN-MUI/IX/2017, PBI NO. 20/6/PBI/2018 and Law NO. 8 Year 1999. Scientific Journal of Islamic Economics, 8(1), 265.
Muhammad Alfian Williandanu & Arika Saputra (2022). Legal Protection Against the Use of Electronic Money on Toll Roads (EToll) in Review of Law Number 8 of 1999 concerning Consumer Protection. Journal of Legal Science "THE JURIS", 6(2), 316.
Law Number 8 Year 1999 on Consumer Protection.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Muhammad Iqbal Novian Dalimunthe, Fatahillah Fatahillah, Nurarafah Nurarafah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors retain the copyright and grant the proceeding the right of first publication. This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 that allows others to share the work with an acknowledgement of the Creative Commons Attribution-ShareAlike 4.0 that allows others to share work with an acknowledgement of the works authorship and initial publication in this proceeding.
All articles in this proceeding may be disseminated by listing valid sources, and the article's title should not be omitted. The content of the article is liable to the author.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the proceeding's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this proceeding.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges and earlier and greater citation of published work.
In the dissemination of articles, the author must declare the Proceedings of Malikussaleh International Conference on Law, Legal Studies and Social Science (MICoLLS) as the first party to publish the article.